Strategic partner · Retirement income style
How we use
RISA.
Understanding how you’d like to source your income in retirement, before we choose a strategy.
In Loren’s words
A plan that fits
your style.
Loren ShermanFounder & Financial Advisor
The RISA® Profile, short for Retirement Income Style Awareness®, helps us understand how you’d prefer to source your income in retirement.
It’s a short assessment, about 15 to 30 minutes. It produces a report on your retirement income style, the retirement goals you worry about most, and strategy options that match your preferences.
It’s one of the tools behind your Retirement Risks Analysis, and it helps us start from a strategy that fits you.
What the profile looks at
Your style,
in plain view.
If you’re planning with a spouse or partner, you can each take your own RISA, so the strategy accounts for both of you.
- Your retirement income style, and the approach that suits it
- How much you’d like an advisor’s help, and how confident you feel managing retirement income yourself
- How concerned you are about four main retirement goals
- Four secondary factors that fine-tune your profile
RISA® and Retirement Income Style Awareness® are registered trademarks of RISA, LLC.
Your Retirement Risks Analysis
Behind your
15 risks.
Retirement Risks are assessed using Holistiplan®, TIFIN Wealth®, RISA®, and Right Capital®.
Your report grades each of the 15 risks red, yellow or green, and it’s yours to keep.
- 01Longevity risk
- 02Healthcare risk
- 03Morbidity risk
- 04Business risk
- 05Purchasing Power risk
- 06Market risk
- 07Portfolio risk
- 08Tax risk
- 09Fee Drag/Opportunity Cost risk
- 10Sequence of Returns risk
- 11Long-Term Care/Disability risk
- 12Public Policy risk
- 13Liquidity risk
- 14Bequeath & Legal risk
- 15Self-Sabotage/Personalization risk
Our strategic partners
Personal guidance.
Thoughtful resources.
Specialist knowledge and technology help connect the details, so the conversation can stay focused on you.
TIFIN Wealth
Investment insight
Tools that connect risk, portfolio analysis, and planning conversations.
Holistiplan
Tax planning
Tax-return analysis and scenario modeling to inform forward-looking decisions.
Right Capital
Your financial picture
A connected view of cash flow, retirement scenarios, and the details of your plan.
CreativeOne
Education & engagement
Support for educational events, podcasts, webinars, and client experiences.
Wealth.com
Estate planning
Resources to help organize, review, and understand estate planning documents.
The people behind your plan
Our Team
Meet Loren and the specialists who work on your investments, taxes, insurance and Medicare.
Your next best step
Let’s start
a conversation.
A chance to meet, share what matters to you,
and see whether we’re the right fit.